Monthly Solar Loan

Own and save

Secure Clean Energy Independence

A monthly solar loan allows you to immediately take advantage of your solar system investment without any upfront cost. A Solar Loan through a third-party finance company allows you to pay for your panels at your own pace. Benefit immediately from monthly electricity cost savings, receive potential state solar rebates, and solar federal investment tax credits.

The Advantages of a monthly solar loan

1-Minute Approval

Receive near instant approvals from our preferred finance partners. Some of the most competitive rates you will find. Enjoy paying for your solar system at your own pace.

Customized Solution

We will provide a no-obligation custom system design based on your needs. After you give us the green light we will handle the entire process from paperwork, design, engineering, permits, and handle all aspects of your system installation.

Solar Incentives for Owners

When you purchase your solar system you own the asset and savings for life. Additionally, you may qualify for local incentives such like solar rebates, sales and property tax exemptions, federal solar investment tax credit, and more.

Own your solar, own your savings

  • Receive up to 30% federal tax credit and state solar incentives
  • No upfront cost to finance your solar system
  • Pay for solar at your own pace

    Let's See if Going Solar Is Right for You






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    CHOOSE A SOLAR PLAN THAT WORKS FOR YOU

    Solar Purchase

    Buy solar panels outright and see immediate monthly savings on your power bill

    • No monthly payment
    • Maintenance options available
    • Product & workmanship warranty**
    • Benefit from tax credits and incentives
    • Own the system

    Solar Loan

    Finance your purchase with
    an affordable monthly
    payment

    • Low monthly payment
    • Maintenance options available
    • Product & workmanship warranty**
    • No upfront cost, benefit from tax credits and incentives
    • Own the system

    Solar PPA

    Go solar for no upfront cost and only pay for the power you produce

    • Low monthly payment
    • Maintenance included
    • Product & workmanship warranty**
    • No upfront cost, potential to save on your utility rate

    Solar Lease

    Lease solar panels for no money down and get guaranteed † solar production

    • Low monthly payment
    • Maintenance included
    • Product & workmanship warranty**
    • No upfront cost, potential to save on your utility rate

    **Warranty refers to solar panels. Refer to your customer agreement for all warranty terms and conditions.

    † Production guarantee not available in all markets.

    Kayo Energy Intro and Customer Testimonial

    Frequently Asked Questions

    What’s the average cost to buy a solar system?

    Depending on geographical area, a solar system can cost anywhere from under $7,000 to $29,000 for system sizes ranging for 4kW to 10kW.* The more power you use, the more solar panels you will need, which can increase the cost of your solar system.

     

    If that amount seems out of reach; the upfront cost of a solar system doesn’t have to keep you from making the transition to clean and affordable energy. Get in touch with one of our Energy Consultants to see how you can go solar for as low as $0 with our flexible financing options.

    Should I buy or lease solar panels?

    Buying and leasing solar panels each have a unique value proposition.

     

    When you choose to buy solar panels you reap the benefits that are associated with full ownership. That means solar incentives like state solar rebates, solar renewable energy credits, and federal solar investment tax credits go directly to you. Buying a solar energy system will likely increase your home’s value.*

     

    For those who don’t want to spend the money to buy a solar system and for those who can’t benefit from the tax credits associated with ownership, leasing makes a lot of sense. For as little as $0 down you can lock in a low monthly bill and reap the benefits of cheaper cleaner power. We’ll provide system monitoring and maintenance during the length of your agreement at no additional cost.

     

    *source: https://www.energy.gov/eere/solar/downloads/solar-homes-sell-premium
    *https://www.nytimes.com/2015/02/22/realestate/solar-panels-and-home-values.html

    What’s the life of a solar panel?

    Solar panels can last anywhere from 25-30 years. However, this doesn’t necessarily mean that your solar system sill stop producing power after a few decades – it just means that energy production will gradually degrade over a long period of time. At Kayo Energy we work with some of the best manufacturers in the world who offer 25-year warranties.